[Regarding] one who deposits money with a moneychanger: If [the money] is tied, [the moneychanger] may not use it, therefore, if [the moneychanger] spends [the money], he has committed me’ilah; if [the money] is loose, [the moneychanger] may use it, therefore, if [the moneychanger] spends [the money], he has not committed me’ilah.  [If the money is deposited] with a householder, whether [tied] or [loose], he may not use it, therefore, if he spends [the money], he has committed me’ilah.  A storekeeper is likened to a householder; these are the words of R’ Meir. R’ Yehudah says: [A storekeeper] is likened to a moneychanger.